{"id":345,"date":"2025-06-30T20:06:01","date_gmt":"2025-06-30T20:06:01","guid":{"rendered":"https:\/\/lancobrokerage.com\/staging\/1625\/?page_id=345"},"modified":"2026-03-24T22:24:53","modified_gmt":"2026-03-24T22:24:53","slug":"business-owners-policy","status":"publish","type":"page","link":"https:\/\/lancobrokerage.com\/es\/business-owners-policy\/","title":{"rendered":"P\u00f3liza para Propietarios de Negocios"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"345\" class=\"elementor elementor-345\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c50a37a no-lazy elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c50a37a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9cb96f5\" data-id=\"9cb96f5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e3404c elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"3e3404c\" data-element_type=\"widget\" data-e-type=\"widget\" fetchpriority=\"high\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"224\" src=\"https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-1024x224.jpg\" class=\"attachment-large size-large wp-image-4094\" alt=\"pexels tim samuel 5835018 Crop scaled top right v2 (1)\" srcset=\"https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-1024x224.jpg 1024w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-300x66.jpg 300w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-768x168.jpg 768w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-1536x336.jpg 1536w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1-18x4.jpg 18w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2026\/03\/pexels-tim-samuel-5835018-Crop-scaled-top-right-v2-1.jpg 1855w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fa41b5 elementor-widget elementor-widget-heading\" data-id=\"4fa41b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business Owners Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ba0a37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ba0a37\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-67c403d\" data-id=\"67c403d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-48f0014 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48f0014\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-83fc415\" data-id=\"83fc415\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09c9838 elementor-widget elementor-widget-sina_title\" data-id=\"09c9838\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h2 class=\"sina-title-subtitle\">Property & Liability Coverage Packaged into One neat policy<\/h2>\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fd0334e\" data-id=\"fd0334e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4b7b98 elementor-widget elementor-widget-text-editor\" data-id=\"e4b7b98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Is your business a retail shop, office, or caf\u00e9? Do you operate out of a physical location and interact with customers? A Business Owners Policy (BOP) is ideal for small business owners who want broad protection with customizable options to meet their unique needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-561ecd8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"561ecd8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b04b7d7\" data-id=\"b04b7d7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e0cbfe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6e0cbfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7dc426 elementor-widget elementor-widget-sina_title\" data-id=\"d7dc426\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h2 class=\"sina-title-subtitle\">What risks Does a Business Owners Policy cover?<\/h2>\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-172eb8e elementor-widget elementor-widget-text-editor\" data-id=\"172eb8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A BOP combines essential coverage for small to mid-sized businesses into one convenient package. It typically includes<a style=\"color: #4286f4;\" href=\"https:\/\/lancobrokerage.com\/reliable-general-liability-insurance-ny-and-nj\/\" target=\"_blank\" rel=\"noopener\"> general liability <\/a> and<a style=\"color: #4286f4;\" href=\"https:\/\/lancobrokerage.com\/affordable-commercial-property-insurance-ny-nj\/\" target=\"_blank\" rel=\"noopener\"> commercial property <\/a> insurance, making it a cost-effective and practical choice for many business owners. It can even include coverage for the building of your business if you are the owner. A BOP helps protect your company from a wide range of common risks without the complexity of buying separate policies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-27c4a68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27c4a68\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d5afda4\" data-id=\"d5afda4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b73d608 elementor-align-start elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b73d608\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Business interruption coverage for lost income during downtime<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Optional endorsements to tailor the policy to your industry<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Equipment breakdown coverage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e7f16d0\" data-id=\"e7f16d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68157c7 elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"68157c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Coverage for damaged or stolen business property<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protection for customer injuries on your premises<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-square\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fire, theft, or vandalism protection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e64fb3 elementor-widget elementor-widget-image\" data-id=\"7e64fb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-1024x512.jpg\" class=\"attachment-large size-large wp-image-591\" alt=\"A customer shaking hands with a cashier symbolizing business owners policy coverage\" srcset=\"https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-1024x512.jpg 1024w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-300x150.jpg 300w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-768x384.jpg 768w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-1536x768.jpg 1536w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-2048x1024.jpg 2048w, https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/pexels-rdne-7755659-Crop-18x9.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-752533c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"752533c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a12e2 elementor-widget elementor-widget-sina_title\" data-id=\"b3a12e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h2 class=\"sina-title-subtitle\">Online Resources essential for any Business owner <\/h2>\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e5cffe elementor-widget elementor-widget-text-editor\" data-id=\"8e5cffe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Navigating insurance requirements can be complex, particularly for small business owners evaluating their coverage needs. For some, a BOP may provide sufficient protection. Others may require additional policies tailored to the specific risks of their industry. While we\u2019re always available to answer your questions, we also encourage you to explore official resources for additional guidance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4670f57 elementor-widget elementor-widget-text-editor\" data-id=\"4670f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The<a style=\"color: #4286f4;\" href=\"https:\/\/www.dfs.ny.gov\/consumers\/small_businesses\" target=\"_blank\" rel=\"noopener\"> NY Department of Financial Services <\/a>offers a comprehensive overview of small business insurance options for New York-based businesses. For those operating in New Jersey, the<a style=\"color: #4286f4;\" href=\"https:\/\/www.nj.gov\/dobi\/division_insurance\/propcas.htm\" target=\"_blank\" rel=\"noopener\"> New Jersey Department of Banking &amp; Insurance<\/a> provides helpful information on insurance considerations for small businesses and gives insights specific to New Jersey. These resources are a valuable starting point for understanding what coverage may be required or recommended in your state.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9dfe51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9dfe51\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e955424\" data-id=\"e955424\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c259572 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c259572\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2e693c2\" data-id=\"2e693c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9719a3 elementor-widget elementor-widget-sina_title\" data-id=\"c9719a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-title-subtitle\">talk to an insurance specialist<\/h3>\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d87d347 elementor-widget elementor-widget-text-editor\" data-id=\"d87d347\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Get expert guidance from licensed insurance professionals who understand your unique needs. We&#8217;re here to help you find the right coverage\u2014fast. Call us today to get started!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e6c6ada\" data-id=\"e6c6ada\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9816170 elementor-widget elementor-widget-heading\" data-id=\"9816170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Toll Free Number<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34d1d8f elementor-widget elementor-widget-heading\" data-id=\"34d1d8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:2127957090\">(212) 795-7090<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8863655 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8863655\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dfeaeec\" data-id=\"dfeaeec\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd80fcb elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"bd80fcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"mailto:%20info@lancobrokerage.com\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Understand Your Coverage\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-clipboard-list\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"mailto:%20info@lancobrokerage.com\" >\n\t\t\t\t\t\t\tUnderstand Your Coverage\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAlready a client? Unsure what your policy includes? Get a clear breakdown of your current coverage, exclusions, and options for updates or changes.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbbd313 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bbbd313\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:%20info@lancobrokerage.com\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact team<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-45fc0a4\" data-id=\"45fc0a4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18f57d0 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"18f57d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/lancobrokerage.com\/free-insurance-quote-new-york-and-new-jersey\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Get a Competitive Quote\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-signature\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/lancobrokerage.com\/free-insurance-quote-new-york-and-new-jersey\/\" >\n\t\t\t\t\t\t\tGet a Competitive Quote\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe can help you find the right policy and potentially lower your premiums. Let us shop for you and show you what you're missing!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca71b7e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ca71b7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lancobrokerage.com\/free-insurance-quote-new-york-and-new-jersey\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">free quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2854fce\" data-id=\"2854fce\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b904d4 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"0b904d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"mailto:%20info@lancobrokerage.com\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"make a claim\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-shield-alt\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"mailto:%20info@lancobrokerage.com\" >\n\t\t\t\t\t\t\tmake a claim\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWhen the unexpected happens, our claims support team is here to guide you every step of the way. We work with you to handle your claim efficiently.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0102a9b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0102a9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@lancobrokerage.com\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-370f87f e-flex e-con-boxed e-con e-parent\" data-id=\"370f87f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3578f70 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3578f70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-caf4072 elementor-widget elementor-widget-heading\" data-id=\"caf4072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">FAQs<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf78e1e elementor-widget elementor-widget-elementskit-faq\" data-id=\"cf78e1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-faq.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n                <div class=\"elementskit-single-faq elementor-repeater-item-1608d9d\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">1.) What\u2019s the difference between a Business Owners Policy and a General Liability policy?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                A general liability policy only covers claims involving third-party bodily injury, property damage, or advertising injury. A Business Owners Policy, however, goes further by bundling general liability and commercial property insurance. This means you also get protection for your own assets like buildings, contents, and equipment. A BOP is typically more cost-effective than buying these coverages separately and is designed with small to midsize businesses in mind.            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-1133179\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">2.) What doesn\u2019t a Business Owners Policy cover?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                A BOP offers broad protection, but it's not all-inclusive. It won\u2019t cover professional errors (you\u2019ll need Professional Liability insurance), Workers\u2019 Compensation claims, Commercial Auto liabilities, intentional damage\/illegal acts, and employment-related claims like discrimination or wrongful termination.\nThink of your Business Owners Policy as a strong foundation \u2014 supplement it with other coverages to achieve full protection.            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-42ca5a8\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">3.) If I rent my business space, do I still need the property portion of a Business Owners Policy?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Yes, but you only need coverage for your business personal property (BPP). Building coverage isn't necessary since it should be covered by your landlord's insurance policy. Even if you don\u2019t own the building, the property portion of your BOP can cover things like office furniture, computers, signage, and inventory. Don\u2019t assume your landlord\u2019s insurance will protect your assets\u2014it won\u2019t.            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-a53c306\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">4.) What\u2019s the process for filing a claim under a Business Owners Policy?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Filing a claim under a BOP is usually straightforward. If you experience a loss (e.g., theft, fire damage, or a liability lawsuit), you\u2019ll notify your insurance carrier or agency (like us at Lanco Brokerage) as soon as possible. We\u2019ll help you document the incident, file the proper paperwork, and work with the carrier to move the claim forward. Most claims processes are digital and efficient, especially if you\u2019ve kept good records.            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-e491299\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">5.) How often should I review or update my Business Owners Policy?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                We recommend reviewing your Business Owners Policy at least once a year or anytime your business undergoes significant change such as moving to a new location, expanding your services, hiring employees, purchasing expensive equipment, or experiencing a notable revenue increase\/decrease. Regular reviews ensure your coverage stays aligned with your risk exposure.            <\/div>\n        <\/div>\n                                <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1.) What\u2019s the difference between a Business Owners Policy and a General Liability policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A general liability policy only covers claims involving third-party bodily injury, property damage, or advertising injury. A Business Owners Policy, however, goes further by bundling general liability and commercial property insurance. This means you also get protection for your own assets like buildings, contents, and equipment. A BOP is typically more cost-effective than buying these coverages separately and is designed with small to midsize businesses in mind.\"}},{\"@type\":\"Question\",\"name\":\"2.) What doesn\u2019t a Business Owners Policy cover?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A BOP offers broad protection, but it's not all-inclusive. It won\u2019t cover professional errors (you\u2019ll need Professional Liability insurance), Workers\u2019 Compensation claims, Commercial Auto liabilities, intentional damage\/illegal acts, and employment-related claims like discrimination or wrongful termination.\\nThink of your Business Owners Policy as a strong foundation \u2014 supplement it with other coverages to achieve full protection.\"}},{\"@type\":\"Question\",\"name\":\"3.) If I rent my business space, do I still need the property portion of a Business Owners Policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, but you only need coverage for your business personal property (BPP). Building coverage isn't necessary since it should be covered by your landlord's insurance policy. Even if you don\u2019t own the building, the property portion of your BOP can cover things like office furniture, computers, signage, and inventory. Don\u2019t assume your landlord\u2019s insurance will protect your assets\u2014it won\u2019t.\"}},{\"@type\":\"Question\",\"name\":\"4.) What\u2019s the process for filing a claim under a Business Owners Policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Filing a claim under a BOP is usually straightforward. If you experience a loss (e.g., theft, fire damage, or a liability lawsuit), you\u2019ll notify your insurance carrier or agency (like us at Lanco Brokerage) as soon as possible. We\u2019ll help you document the incident, file the proper paperwork, and work with the carrier to move the claim forward. Most claims processes are digital and efficient, especially if you\u2019ve kept good records.\"}},{\"@type\":\"Question\",\"name\":\"5.) How often should I review or update my Business Owners Policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We recommend reviewing your Business Owners Policy at least once a year or anytime your business undergoes significant change such as moving to a new location, expanding your services, hiring employees, purchasing expensive equipment, or experiencing a notable revenue increase\/decrease. Regular reviews ensure your coverage stays aligned with your risk exposure.\"}}]}<\/script>\n                \n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61ad01e e-flex e-con-boxed e-con e-parent\" data-id=\"61ad01e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98946c0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"98946c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af9fc82 elementor-widget elementor-widget-heading\" data-id=\"af9fc82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Latest Insights on Business Owners Policy (BOP) Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5630695 elementor-widget elementor-widget-elementskit-blog-posts\" data-id=\"5630695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-blog-posts.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div id=\"post-items--5630695\" class=\"row post-items\">\n                    <div class=\"col-md-12\">\n\n                                    <div class=\"elementskit-blog-block-post\">\n                        <div class=\"row no-gutters\">\n                                                            <div class=\"col-md-6 order-1\">\n                                    <a href=\"https:\/\/lancobrokerage.com\/es\/why-a-bop-is-essential-in-ny-and-nj\/\" class=\"elementskit-entry-thumb\">\n                                        <img decoding=\"async\" src=\"https:\/\/lancobrokerage.com\/wp-content\/uploads\/2025\/07\/Website-BOP-Post-1-scaled-1-e1773644968624-1.jpg\" alt=\"What Is a Business Owners Policy (BOP) \u2014 And Do You Need One?\">\n                                    <\/a><!-- .elementskit-entry-thumb END -->\n                                <\/div>\n                            \n                            <div class=\"col-md-6 order-2\">\n                                <div class=\"elementskit-post-body \">\n                                    <div class=\"elementskit-entry-header\">\n                                        \n                                                                                            \t\t\t\t\t                                            \n                                            \n                                                                                            \t\t\t\t<h2 class=\"entry-title\">\n\t\t\t\t\t<a href=\"https:\/\/lancobrokerage.com\/es\/why-a-bop-is-essential-in-ny-and-nj\/\">\n\t\t\t\t\t\tWhat Is a Business Owners Policy (BOP) \u2014 And Do You Need One?\t\t\t\t\t<\/a>\n\t\t\t\t<\/h2>\n\t\t\t                                                                                <\/div><!-- .elementskit-entry-header END -->\n\n                                                                            <div class=\"elementskit-post-footer\">\n                                                                                            <p>What Is a Business Owner\u2019s Policy (BOP)? Running a small or midsize business in New York or New Jersey can be tremendously rewarding \u2014 but it also comes with inherent risks. From accidental customer injuries to property damage caused by natural events, the unexpected can disrupt your operations or drain your finances. That\u2019s why so [&hellip;]<\/p>\n                                                                                                                                <\/div><!-- .elementskit-post-footer END -->\n                                                                    <\/div><!-- .elementskit-post-body END -->\n                            <\/div>\n                        <\/div>\n                    <\/div><!-- .elementskit-blog-block-post .radius .gradient-bg END -->\n                \n            <\/div>\n                <\/div>\n       <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Business Owners Policy Property &#038; Liability Coverage Packaged into One neat policy Is your business a retail shop, office, or caf\u00e9? Do you operate out of a physical location and interact with customers? A Business Owners Policy (BOP) is ideal for small business owners who want broad protection with customizable options to meet their unique [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":""},"class_list":["post-345","page","type-page","status-publish","hentry","entry","has-media"],"yoast_head":"<!-- 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